chocolatephotographerIf you want to buy holiday gifts from small businesses this year, consider getting someone a luxury chocolate subscription box from @chococurb. Their products are the bomb! #christmasgift #giftideas #chocolate #chococurb #chocolatesubscription #luxurychocolate #craftchocolate #holidaygifts #products #food #foodphotography #productphotography #sweets

Although often considered a splurge, subscription boxes can be quite the little life-savers. Say you always forget to buy razor blades until it’s too late (read: you’ve got serious razor burn)? There’s a subscription box for that. Never remember to eat breakfast in morning and feel totally drained by noon? There’s a subscription box for that. Or maybe you never have anything fun (cough, cough, educational) to do with your kids on a rainy day. Yep, there’s even a box for that. While you can’t possibly sign-up for them all, we’ve rounded up the top-rated options to help you make the best choice.
Problems With Returns. Some subscription services, such as Stitch Fix, let you return or exchange items you don’t want. However, it’s not always easy to do, and so many people just don’t bother. Consumer expert Mitchell McCall, speaking with LearnVest, says people are much more likely to leave something on the shelf in the store than they are to return an item they’ve already received – even if they know they won’t use it.

Can You Really Afford It? Although subscription boxes can contain useful items, most of them are clearly wants rather than needs. Even if a box is a good value, it’s not worth buying if you don’t have room in your budget. Financial planner Katie Colman, speaking with LearnVest, says it’s okay to splurge on a monthly crate of goodies only “as long as you’re meeting all your other financial obligations and it’s not impacting your ability to meet your goals.”

Sock fancy not your fancy? Fashion-forward Ozone socks are a great alternative having been featured by Vogue, True Religion, Interview Magazine, and many other high-profile brands. Available in 6-month (7 pairs for $75) and full year subscriptions (13 pairs for $150), their Sock of the Month club will ship a fun new design to your doorstop to each month -- and having tried a pair myself, I assure you, they're worth signing up for!

chocolatephotographerIf you want to buy holiday gifts from small businesses this year, consider getting someone a luxury chocolate subscription box from @chococurb. Their products are the bomb! #christmasgift #giftideas #chocolate #chococurb #chocolatesubscription #luxurychocolate #craftchocolate #holidaygifts #products #food #foodphotography #productphotography #sweets
The content on MoneyCrashers.com is for informational and educational purposes only and should not be construed as professional financial advice. Should you need such advice, consult a licensed financial or tax advisor. References to products, offers, and rates from third party sites often change. While we do our best to keep these updated, numbers stated on this site may differ from actual numbers. We may have financial relationships with some of the companies mentioned on this website. Among other things, we may receive free products, services, and/or monetary compensation in exchange for featured placement of sponsored products or services. We strive to write accurate and genuine reviews and articles, and all views and opinions expressed are solely those of the authors.

6. Love With Food: Looking for a guilt-free way to satisfy your 3 p.m. cravings? Look no further than Love With Food. Each box is filled with an assortment of healthy, organic snacks (think chocolate chip granola, honey apple oat bars and spicy fava beans).The boxes come in three different sizes: Tasting Box, Deluxe Box and the Gluten-Free Box. You can opt for a monthly, quarterly, six-monthly, or annual subscription. Plus, for every box sold, Love With Food donates a meal to charity. So you can stock up your pantry with delish munchies and contribute to a great cause at the same time.
Amy Livingston is a freelance writer who can actually answer yes to the question, "And from that you make a living?" She has written about personal finance and shopping strategies for a variety of publications, including ConsumerSearch.com, ShopSmart.com, and the Dollar Stretcher newsletter. She also maintains a personal blog, Ecofrugal Living, on ways to save money and live green at the same time.

Stitch Fix is a personal styling service. You tell them your style and size preferences, and they send you a package of stylish goodies to try on at home. No two Fix shipments are alike. Each one is hand-picked just for you. Keep what items you like, and return the rest in a pre-paid return mailer. The services costs $20 a month for your stylist, but that fee is deducted from any items you choose to keep.
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