11. Frank And Oak: Frank and Oak's clothing subscription service is a hassle-free and affordable way to upgrade your wardrobe every month without leaving the house. All you have to do is fill out a survey about your style preferences and sizing and sit back. Next, you'll get an email with a preview of three items of clothing handpicked by a Frank and Oak stylist based on your personal style. You get 48 hours to add or edit items in the box or skip the entire order. All subscribers get 20% off each piece of clothing they decide to keep. Plus, free shipping and returns.
Can You Really Afford It? Although subscription boxes can contain useful items, most of them are clearly wants rather than needs. Even if a box is a good value, it’s not worth buying if you don’t have room in your budget. Financial planner Katie Colman, speaking with LearnVest, says it’s okay to splurge on a monthly crate of goodies only “as long as you’re meeting all your other financial obligations and it’s not impacting your ability to meet your goals.”
Problems With Returns. Some subscription services, such as Stitch Fix, let you return or exchange items you don’t want. However, it’s not always easy to do, and so many people just don’t bother. Consumer expert Mitchell McCall, speaking with LearnVest, says people are much more likely to leave something on the shelf in the store than they are to return an item they’ve already received – even if they know they won’t use it.

Stitch Fix is a personal styling service. You tell them your style and size preferences, and they send you a package of stylish goodies to try on at home. No two Fix shipments are alike. Each one is hand-picked just for you. Keep what items you like, and return the rest in a pre-paid return mailer. The services costs $20 a month for your stylist, but that fee is deducted from any items you choose to keep.
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